All you need is 100 envelopes and some willpower! 2- Makes Savings A Habit You can start the challenge at any time and with any amount of money. The challenge is a great way to save for your emergency savings, pay off your debt, or save for a vacation. You can save a lot of money in a short period of time with this challenge. This 1-100 saving plan is simple and easy to follow. Most importantly, the 100 envelope challenge is a great way to save money. When I was a waitress, this challenge would have been a fun way to save money with my tips! Oh what an inspiring money-saving journey that would have been! This allowed me to stay on top of my savings without worrying about having enough cash. Consequently, I opened a separate savings account, and I could easily make a transfer from my checking account. So this was the hardest part of the envelope saving method. On the downside, we don’t have cash around as much.
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